Virata Gamany's Page

It never ceases to amaze me how many professional investors I hear telling their clients why it’s smart to use as much cash as possible to fund a real estate investment purchase. “After all,” they say, “Paying as much as you can down in cash is going to allow you to recognize the greatest amount of monthly revenue.” True. But false.

I say this is false because while you will be recognizing a greater profit each month from the nice spread between mortgage payment and rental revenue,…

When it comes to saving for retirement, the majority of Americans turn to or rely on programs provided by their employers, even though many of these programs have proven to be utter failures in the past. Outside these options, there is the standard financial advisor relationship, which also provides a guided strategy into the same types of investments they lead all their clients toward—stocks, bonds and mutual funds, with some other asset classes for good measure.

When we look at the…