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Jennifer Griner's Blog – February 2010 Archive (16)

An Afternoon Cup of Inspiration - Feb. 26, 2010

Happiness is not a station you arrive at, but a manner of traveling.

-Margaret Lee Runbeck

Get inspired...Visit our Cups of Inspiration Collection.…

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Added by Jennifer Griner on February 26, 2010 at 2:22pm — No Comments

Short Sales at Highest Peak in January

Short sales jumped to 15.9 percent of home purchase transactions last month, according to a monthly survey by Washington, D.C.-based business research firm Campbell Surveys and mortgage industry publication Inside Mortgage Finance.

That's the highest percentage of short sales since the survey first launched in July of last… Continue

Added by Jennifer Griner on February 23, 2010 at 10:00am — 1 Comment

Give Kids the Edge on Money - Ignite their Entrepreneurial Spirit

kids and managing money with the entrepreneurial spirit

The average high-school student thinks they will make $145,000 a year.
Only 34 percent of teens understand credit card fees.
The bankruptcy rate among 18- to 24-year-olds has increased by 96 percent over the last 10 years.

Shocking! You probably agree that we need to start teaching our kids about money. Why don’t parents teach this important subject to their kids? Could it be that they don’t want their children to know that they, too, are in… Continue

Added by Jennifer Griner on February 22, 2010 at 12:42pm — No Comments

Help! Fix my credit! (video)

Click the screen above to watch the video.

One of the most common requests we've been receiving recently is about fixing or repairing credit scores.

Check out more helpful videos. Visit the… Continue

Added by Jennifer Griner on February 18, 2010 at 12:55pm — No Comments

Hump Wednesday Funnies

Click the cartoon for a close-up.

Laugh more! Visit the Backyard Wealth Funnies collection.

Share the wealth:… Continue

Added by Jennifer Griner on February 17, 2010 at 3:29pm — No Comments

Best to Buy Before New FHA Guidlelines Takes Into Effect

Starting in early summer, the Federal Housing Administration is tightening lending standards in an effort to bolster its dwindling reserves. The new lending standards will make it tougher for some prospective buyers to purchase a home by requiring a higher down payment than the typical 3.5 percent for some borrowers, higher insurance premiums and reduced seller concessions.

Securing FHA-insured mortgages are attractive to borrowers because down… Continue

Added by Jennifer Griner on February 16, 2010 at 10:25am — No Comments

A Morning Cup of Inspiration - Feb. 12, 2010

Life is not measured by the number of breaths we take,

but by the moments that take our breath away.

- Original Author Unknown…

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Added by Jennifer Griner on February 12, 2010 at 9:44am — No Comments

How to find REO Properties (Video)

Click the screen above to watch the video.

Tonja Demoff, founder of Backyard Wealth tells it simply.

Where to go to find REO Properties. And is it a better deal?

More helpful videos on our… Continue

Added by Jennifer Griner on February 11, 2010 at 3:50pm — No Comments

Hump Wednesday Funnies

Click comic for a larger view.

More laughs at the Backyard Wealth Funnies collection.

Share the wealth:… Continue

Added by Jennifer Griner on February 10, 2010 at 8:30am — No Comments

What is a Deed-for-Lease?

Deed-for-Lease(TM)

Fannie Mae’s Deed-for-Lease Program (D4L), allows qualified borrowers (or their tenants) to execute a lease of up to 12 months in conjunction with their deed-in-lieu of foreclosure, allowing them to remain in their home as a renter. Borrowers interested in exploring this option should discuss it with their mortgage… Continue

Added by Jennifer Griner on February 9, 2010 at 8:30am — No Comments

New Tax Breaks to Stimulate the Economy

Taxes are more complicated than usual with all the new deductions and credits created last year to stimulate the economy. And in some instances, Congress went back to revise and expand the tax breaks. The popular home buyer credit, for instance, is on its third version.

“You can’t just sit down with last year’s return and make sure you fill in the… Continue

Added by Jennifer Griner on February 8, 2010 at 10:06am — No Comments

A Morning Cup of Inspiration - Feb. 5, 2010

So often times it happens that we live our lives in chains...And we never even know that we have the key.

- Lyrics from Already Gone, performed by The Eagles…

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Added by Jennifer Griner on February 5, 2010 at 11:58am — No Comments

The 1031 Tax Exchange - Quick and Simple (Video)

> Click the screen above to watch the quick video.

Tonja Demoff, founder of Backyard Wealth quickly explains:

the 1031 Tax Exchange strategy
the difference between the Capital Gains Exclusion vs. the 1031 Tax…

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Added by Jennifer Griner on February 4, 2010 at 1:10pm — No Comments

Hump Wednesday Funnies

Smile more! Check out the Backyard Wealth Funnies collection.

Share the wealth:… Continue

Added by Jennifer Griner on February 3, 2010 at 11:26am — No Comments

Mortgage Deduction - Tighter Limits for Wealthy Family

Tighter Limits for Wealthy Families in Obama's 2011 Budget Proposal

The Obama administration proposes to raise $291 billion over the next decade by reducing the amount by which wealthy families can cut their tax bills by claiming itemized deductions for mortgage interest payments and other write-offs.

The Obama… Continue

Added by Jennifer Griner on February 2, 2010 at 11:26am — No Comments

Houses for Wholesale: 3 Simple Steps

As a beginning wholesaler, figuring out how much to offer on a property is one of the most confusing aspects of the wholesaling process. It could typically take someone hours (sometimes days) of crunching numbers, running comps, and plugging figures into various formulas before reaching a decision about how much the offer should be and feeling comfortable with that amount.

Stephanie… Continue

Added by Jennifer Griner on February 1, 2010 at 12:56pm — No Comments