Jennifer Griner's Blog – April 2010 Archive (20)
A Morning Cup of Inspiration (April 30, 2010)
Imagination is more important than knowledge.
Knowledge is limited.
Imagination encircles the world.…
ContinueAdded by Jennifer Griner on April 30, 2010 at 9:21am — No Comments
The 7 Best Housing Recovery Bets
The national average home price over the next 2 years may not seem promising. But there are cities predicted to post gains.
According to CNN Money, below are the 7 top cities:
1. San Francisco:
The market there may come roaring back: Fiserv predicts a 14.3% gain between June 2010 and June 2011. Averaged out, that means a 4.8% gain over the next two years. One reason for the sharp comeback is that much of the area's excess… Continue
Added by Jennifer Griner on April 29, 2010 at 9:47am — No Comments
Hump Wednesday Funnies
Click the cartoon above to enlarge.
Smile more! It's great for business! Visit the Backyard Wealth Funnies collection.…
Continue
Added by Jennifer Griner on April 28, 2010 at 9:59am — No Comments
The Basics of Buying a Foreclosed House
Purchasing a foreclosure home can be a great savings to a home buyer vs. a traditional resale transaction.
However, foreclosure sales will often come with their own set of rules, regulations and red tape. Knowing how to navigate the waters for a foreclosure sale is of great benefit to home buyers.
Finding Foreclosure
Find properties that interest you. This can be done most easily by hiring a real estate agent to utilize the… Continue
Added by Jennifer Griner on April 27, 2010 at 9:29am — No Comments
How a Foreclosure or Bankruptcy Impacts Your Credit Score
Recently, Fair Isaac, which developed FICO scores, pulled back the curtain a bit, revealing some estimates of point-score declines following mortgage delinquency problems.
Here are the average hit your credit will take:
- 30 days late: 40 - 110 points
- 90 days late: 70 - 135 points
- Foreclosure, short sale or deed-in-lieu: 85 -…
Added by Jennifer Griner on April 26, 2010 at 9:30am — No Comments
How a Foreclosure or Bankruptcy Impacts Your Credit Score
Recently, Fair Isaac, which developed FICO scores, pulled back the curtain a bit, revealing some estimates of point-score declines following mortgage delinquency problems.
Here are the average hit your credit will take:
- 30 days late: 40 - 110 points
- 90 days late: 70 - 135 points
- Foreclosure, short sale or deed-in-lieu: 85 -…
Added by Jennifer Griner on April 26, 2010 at 9:30am — No Comments
A Morning Cup of Inspiration (April 23, 2010)
Added by Jennifer Griner on April 23, 2010 at 9:54am — No Comments
4 Important Tips on Home Inspection when Buying a Home
A professional home inspection can not only provide a great education about the home’s systems, but also be a crucial tool in negotiating the most equitable price on the home, according to HouseMaster, one of the first and largest home inspection franchisors in North America.
“Our experience and research shows that approximately 40% of resale homes have at least one defect that can cost a home buyer a minimum of $500 to repair,” said Kathleen Kuhn, President of… Continue
Added by Jennifer Griner on April 22, 2010 at 9:24am — No Comments
Hump Wednesday Funnies
Click the comic above to enlarge.
Smile more! Visit the Backyard Wealth Funnies collection!
Share the wealth:… Continue
Added by Jennifer Griner on April 21, 2010 at 1:08pm — No Comments
Shorter Waiting Periods after a Preforeclosure Event
Fannie Mae is changing the required waiting period for a borrower to be eligible for a mortgage loan after a preforeclosure event. The waiting period commences on the completion date of the preforeclosure event, and may vary based on the maximum allowable Loan to Value numbers (LTV) of the property and occupancy of the property.
The following describes the… Continue
Added by Jennifer Griner on April 20, 2010 at 9:58am — No Comments
Top 10 Projects that Add Value to Your Home
#1: Clean and Conquer Clutter
If you're on a tight budget, cleaning and decluttering is by far the most cost-effective way to add value to your home. A clean and clutter-free home looks… Continue
Added by Jennifer Griner on April 19, 2010 at 10:04am — No Comments
A Morning Cup of Inspiration (April 16, 2010)
One who fears failure limits his activities.
Failure is only the opportunity to
more intelligently begin again.
- Henry Ford…
Added by Jennifer Griner on April 16, 2010 at 9:54am — No Comments
6 Essentials to PreQualify for a Home Loan
One of the first steps to take as a potential home buyer is to get pre-qualified for a loan. This step helps both you and your lender learn just how much home you can afford. It is best to begin this process before you even start looking for a home.
According to the Federal Housing Administration (FHA), their… Continue
Added by Jennifer Griner on April 15, 2010 at 9:25am — No Comments
Hump Wednesday Funnies
Click the cartoon above to enlarge.
Smile more! It's good for business! Check out the Backyard Wealth Funnies collection.…
Continue
Added by Jennifer Griner on April 14, 2010 at 10:01am — No Comments
4 Important Enhancements: More Help for Homeowners
Improvements to the Home Affordable Modification Program (HAMP) – More Help for Homeowners
Get access to the HAMP Enhancements Overview report for detailed information.
1. Temporary assistance for unemployed homeowners while they search for… Continue
Added by Jennifer Griner on April 13, 2010 at 9:16am — No Comments
A Morning Cup of Inspiration (April 9, 2010)
Courage is not the towering oak that sees storms come and go; it is the fragile blossom that opens in the snow.
- Alice Mackenzie Swaim…
ContinueAdded by Jennifer Griner on April 9, 2010 at 9:15am — No Comments
Hump Wednesday Funnies
Added by Jennifer Griner on April 7, 2010 at 8:30am — No Comments
4 Contingencies: Know Your Real Estate Contract
A contingency is a statement that is added to your contract that will allow you the right to back out of the deal without penalty under specific circumstances. Contingencies are often used by buyers who aren’t 100% convinced they’re ready — or able — to buy the property, and want some extra time to “get their ducks in a row.”
Below are the most common contingencies you’ll find in a real estate… Continue
Added by Jennifer Griner on April 6, 2010 at 10:59am — No Comments
A Morning Cup of Inspiration (April 2, 2010)
Success is the sum of small efforts,
repeated day in and day out.
-Robert Collier
Share the wealth:… Continue
Added by Jennifer Griner on April 2, 2010 at 8:00am — No Comments
Multi-Generational Housing: The New Demand
According to a January poll by Coldwell Banker, 37 percent of its 2,360 agents polled noted increases in buyers who want to purchase homes that can accommodate multi-generational families. The poll also found that financial concerns were the primary reason for the 39 percent of buyers or sellers who were moving into multi-generational homes. That was followed by 29 percent who said the reason was health care issues, and 6 percent expressed… Continue
Added by Jennifer Griner on April 1, 2010 at 8:00am — No Comments
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