Real Estate Investing - Investment Articles Forum Tips Clubs

All Real Estate Investing Blog Posts (590)

Private Funds - 100% Financing + Closing Costs + Repair Funds All Rolled Into The Loan!

Major Funding Announcement!

We are eliminating our up front fee!

As we go into 2011 we are determined to be a major lender

for Real Estate Investments, Business Acquisitions &

Commercial Loans!

100% Financing + Closing Costs + Repair Funds All Rolled Into The Loan!

Cash for Commercial & Investment Properties + Business Acquisitions!

These terms & guidelines do not reflect on our commercial loans.

Hard Money/Bridge Loan…

Continue

Added by George Budinger on December 1, 2010 at 8:00am — No Comments

Mortgage Bankers Weekly Update: Mortgage Purchase Applications Increase

Mortgage Bankers Association for the week of 11/24/2010

Market Composite Index: (loan application volume) increased 2.1 percent on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index increased 1.1 percent compared with the previous week.

Refinance Index: decreased 1.0 percent from the previous… Continue

Added by Your Property Path on November 26, 2010 at 2:17pm — No Comments

Freddie Mac Weekly Update: Mortgage Rates Stable

30-year fixed-rate mortgage: Averaged 4.40 percent with an average 0.8 point for the week ending November 24, 2010, up slightly from last week when it averaged 4.39 percent. Last year at this time, the 30-year FRM averaged 4.78 percent.

The 15-year fixed-rate mortgage: Averaged 3.77 percent with an average 0.7 point, up slightly from last week when it averaged 3.76 percent. A… Continue

Added by Your Property Path on November 26, 2010 at 2:16pm — No Comments

Ca$h For Investors, Flippers & Commercial Properties! - 100% Financing + Fixup Ca$h! (Major Announcement)

Major Funding Announcement!

We eliminating our up front fee!

As we go into 2011 we determined to be a major lender

in Real Estate Investments, Business Acquisitions &

Commercial Loans!

100% Financing + Closing Costs + Repair Funds All Rolled Into The Loan!

Ca$h For Flippers & Commercial Properties - Fast Closings!

Cash for Commercial & Investment Properties + Business Acquisitions!

These terms do not reflect on our…

Continue

Added by George Budinger on November 16, 2010 at 11:00am — No Comments

How Does The Foreclosure Freeze Impact Housing

The Optimists

Bank of America, JP Morgan Chase, Ally Financials GMAC mortgage division and PNC Financial, have all suspended home seizures in all 23 states where courts oversee foreclosures. Bank of America is halting foreclosures in all 50 states to examine its process. Past sales will stand, and if you are not already out of the house.…

Continue

Added by Your Property Path on November 10, 2010 at 4:02pm — No Comments

FHA guidelines for conversion of primary residence to rental property

Thinking of converting my primary residence to rental. I don't think the guidelines have changed any since 2008 "Buy and Bail." I believe the guidelines for FHA are as follows:

at least 25% equity in residential home

80% of Gross rent applied from rental to be used for qualifying/additional income... or would they use (if filled) Sch. E?

1 year projected lease

proof of security deposits

Is that correct?

Additionally,…

Continue

Added by Almateen Yazid on November 5, 2010 at 6:41am — No Comments

New Mortgage Program Will Help Millions

By some authorities, An estimated 5.5 million homeowners facing imminent foreclosure. The Obama Administration has provided some immediate relief with the HEMA program. HEMA will use up to $3 billion TARP to make funds available for unemployed homeowners and those suffering financial distress. Eligibility is designed to help those who have lost their jobs or are in great financial distress for 24 months. The program will offer up to $50,000 at 0% interest for 24 months to help homeowners… Continue

Added by Your Property Path on November 3, 2010 at 3:24pm — No Comments

National Apartment Survey: Rental Property The Better Investment

A Recent Survey

National Real Estate Investor and Marcus & Millichap

55% of all respondents to the survey believe that now is the time to buy apartments. Owners are beginning to see improvements in vacancy rates and rent rates are rising. We are coming off a low low bottom, but there is… Continue

Added by Your Property Path on November 3, 2010 at 3:23pm — No Comments

Debt to Income Ratios and AGI Adjusted Gross Income

This is my recent experience with Bank of America; however, it can happen with any lender.

I was recently denied a loan because of my DTI ratios. This would

have been my 2nd investment property purchase. I believe the reason is

because on my last investment purchase in 2009 I had 22,000 worth or

expenses that I deducted (above line deduction’s) on my sch. E and 1040.

You know..startup, repairs, cleaning, advertisement, etc... Thus,… Continue

Added by Almateen Yazid on November 2, 2010 at 7:48am — No Comments

More About Success in Real Estate Investing

“If you don't have a competitive advantage, don't compete.”

- Jack Welch

Back in May 2010, I wrote about gaining a competitive edge in real estate investing. Today I want to share with you other attributes in developing a successful real estate investing business. You will have thousands of

training, ebooks, CDs in the how to be successful in real estate investing. In my opinion the basics of real estate investing are not difficult to… Continue

Added by Pedro Gonzalez on November 1, 2010 at 12:30pm — No Comments

Long Term Rentals in The Marbella Area of The Costa Del Sol.

The Marbella property market has taken a pretty horrific battering over the last few years and even though things are improving slowly on the sales side, the side of the market that is showing considerable progress is long term rentals in Marbella. Prospective purchasers have gotten sick of the lack of data available, particularly from the…

Continue

Added by jayguy on October 25, 2010 at 12:00pm — No Comments

FREE BUSINESS PUBLICITY

It does not matter what type of business you are operating, you should

strive for as much publicity for your business and your products or

services, as possible. Free marketing/publicity is critical for the

success and growth of your business.

Before you start with the marketing efforts, please remember that your publicity efforts should be

well though out, even if they are free, to achieve maximum results. One

of the most basic form of obtaining publicity is… Continue

Added by Pedro Gonzalez on October 23, 2010 at 9:29am — No Comments

Mortgage Bankers Weekly Update: Sharp Jump in Purchases Led by Applications for FHA Loans

Mortgage Bankers Association for the week of 09/22/2010

Market Composite Index: (loan application volume) decreased 0.2 percent on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index decreased 0.3 percent compared with the previous week

Refinance Index:… Continue

Added by Your Property Path on October 7, 2010 at 3:53pm — No Comments

Banks to allow local groups to buy foreclosures

Following on the success of the First Look program many larger banks are going to take a page from first look program. Banks will now allow local governments and nonprofits the ability to buy foreclosed homes before they are sold to private investors.

The largest mortgage lenders in the country, including Bank of America Corp. and Wells Fargo have agreed to let the groups purchase the properties ahead of private investors. Neighborhood organizations will have up to 48 hours to… Continue

Added by Your Property Path on October 5, 2010 at 7:32pm — No Comments

Fannie Mae: First Look Gives Home Buyers An Edge

First Look Program

Fannie levels the field

What Is It

Individuals and public entities are given a period of time, generally 15 days after a property is listed at HomePath.com. Homepath is the listing site for about 190,000 properties held by the GSEs. Individuals and public… Continue

Added by Your Property Path on October 5, 2010 at 7:31pm — No Comments

Credit Score Myths

As I have mentioned before, as real estate investors we must be at all

times reviewing our credit scores and looking for ways to improve it.

Here I share with you some of the myths and misinformation spread in the

net.

1. The less credit I have the better for my credit score

2. If I lower my credit limit my credit score will increase

3. If I close my credit cards my credit score will increase

4. Keep a balance to have a good credit score

5. If I request… Continue

Added by Pedro Gonzalez on October 2, 2010 at 12:26pm — No Comments

South Florida Wholesaler...Seeking buyers, Properties, or Partners!!!!!!!!!

Greeting from South Florida

We are a real estate investment firm… Continue

Added by Michelle Murray on September 23, 2010 at 9:43pm — No Comments

FHA Reforms Shift The Game

The coming FHA reforms will help stabilize FHA's financial viability. FHA will be allowed to raise premiums. The cap on the maximum annual FHA insurance premium increases from 0.5% to 1.5% and for loans with high loan To Value ratios, 0.55% to 1.55%. But the real importance is how the reforms will shift liquidity to rental property.

Multi Family

The bill also increases FHA's multifamily loan limits for elevator buildings and buildings in high cost areas, helping lenders… Continue

Added by Your Property Path on September 19, 2010 at 4:08pm — No Comments

Wholesaler here in NJ any buyers for Nj Properties Res / com properties

Hello everyone I have been a rehab contractor for 26 years I know residential homes and residential commercial properties like the back of my hand.

Right now I am wholesaling properties in NJ to gain capital to buy foreclosed, reo properties and make them energy efficient to put back on the market to sell or rent. With

solar panels, update appliances also to make sure the homes are sealed from…

Continue

Added by Ed Bieniek on September 17, 2010 at 10:00am — No Comments

New FHA Mortgagee Letter 10-29 Issued Today

Today was issued Mortgagee Letter 10-29. This Mortgagee Letter
introduces new minimum credit scores and loan-to-value (LTV) ratio
requirements for FHA-insured loans.This guidance is effective for case
numbers assigned on or after October 4, 2010.
Read more

Added by Pedro Gonzalez on September 3, 2010 at 4:35pm — No Comments